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Lovewell Blake Professional Expenses Insurance

'No matter how up to date and compliant your tax affairs may be, the threat of a random tax enquiry means you are exposed to the cost of professional representation should HM Revenue & Customs randomly strike.

Professional expenses insurance gives our clients peace of mind that they can afford to be properly represented and can deal with HM Revenue & Customs on an equal basis'.



The Problem....

  • HM Revenue & Customs has the power to look into the 9 million tax returns it received last year.

  • Last year they looked into the affairs of more than 160,000 individuals.

  • One in ten enquiries arises through random selection.

  • About three-quarters of all enquiries clear the individual or company of any wrongdoing.

  • However it will usually cost on average £2,671 in accountancy fees to conclude a full tax investigation but this could be as high as £20,000.

    The Answer....

    As a Lovewell Blake client, you are able to protect yourself against the cost of representation in these investigations by purchasing an insurance policy for a small premium.

    Who is at Risk....YOU ARE AT RISK!

  • Every taxpayer can fall victim to a random Self Assessment enquiry.

  • Any employee is at risk of examination of his or her P11D return of benefits.

  • All employers are likely to have an Employer Compliance audit which may lead to a dispute about PAYE/NIC.

  • All VAT registered businesses will have a compliance visit at some stage.


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