Our Financial Planning advisers work closely with our healthcare team to provide a holistic service on all planning areas including tax advice, retirement and wealth protection, backed up by expert knowledge of the NHS pension scheme. This approach provides peace of mind to our clients that their tax and financial planning needs can be taken care of ‘all under one roof’.
We understand the issues that medical professionals are facing with the changes that have been seen in pension legislation, and the pension scheme itself.
Some of the areas you can speak to our advisers about are:
Pension Allowances and Tax Considerations - understanding contribution limits, lump sum allowances and strategies to optimise your retirement planning
McCloud – helping you understand how the outcome of the McCloud judgement may impact your retirement decisions
1995 / 2008 / 2015 sections – how membership in different sections of the schemes can be tailored to meet your retirement plans
Additional Pension / Added Years / ERRBO – how to maximise your pension benefits from the NHS pension scheme to achieve the retirement you want
Income protection – ensuring that you have sufficient income during your career to maintain your standard of living if you are unable to work
Financial security for you and your family - advising you on appropriate life / critical illness cover to complement the benefits that you receive from the NHS Pension Scheme
Tax-efficient investments – to provide a tax-efficient investment portfolio to work alongside your NHS pension benefits