Latest news from Lovewell Blake Financial Planning

Suffolk Financial Adviser named UK Financial Adviser of the year

01.12.2020
The Marketing team
1 min read

A Bury St Edmunds based financial adviser has been named as one of the UK’s most influential businesswomen by a leading business publication, carrying off the title of UK Financial Adviser of the Year.

Leading East Anglian Financial Planning firm appoints new Financial Adviser

17.11.2020
The Marketing team
1 min read

Financial planners and advisers Lovewell Blake Financial Planning, which for the past three years has been listed as one of the Top 100 Financial Planners in the UK by the Financial Times, has appointed Sharon Mattheus as a Financial Adviser.

Attitude to Risk Vs Capacity for loss

12.11.2020
Andrew Spaxman
3 min read

The difference between a perceived attitude to risk and actual capacity for loss can often be confused.

Let's talk money

09.11.2020
Stephen Metcalf
4 min read

The extraordinary fundraising achievements by the 100-year-old Captain Tom Moore have shown just how long some of us will lead active lives, and also how much the quality of such a long and active life will depend on how well we have planned for it.

Retirement planning with redundancy payments

05.11.2020
David Haughton
5 min read

It is important that those facing redundancy understand how a pension contribution can have a positive effect on their overall wealth.

FT rates East Anglian Firm in top 100 financial planners in the UK for the third year running

28.10.2020
The marketing team
2 min read

An East Anglian firm of financial planners has been named as one of the UK’s Top financial advisers by the Financial Times for the third year running – achieving a rating of 28th in the country, up from 72nd in 2019.

Good Money Week 2020

26.10.2020
Sarah Edmunds
1 min read

Good Money Week, which runs from 24 to 30 October 2020, is ‘the campaign to raise awareness of sustainable, responsible and ethical finance’ in the UK.

Cash investments

15.10.2020
Ricky Banham
4 min read

Returns for those holding money in cash savings accounts took another fall a fortnight ago, when the government-backed savings provider slashed their interest rates.

State pension age hits 66

06.10.2020
Christopher Egmore
2 min read

The age you can start drawing your state pension has now officially increased to 66, for most people.

Long Term Care

18.09.2020
Richard Ince
3 min read

Long-term care in a care home is very expensive, and can quickly erode your savings (including the equity in your property).

COVID market volatility means imminent retirees may need to rethink plans

15.09.2020
Jonathan Matchett
4 min read

For those approaching retirement, timing when to take their pension has never been so important.

Pension Awareness

14.09.2020
Neil Holmes
2 min read

‘Nothing can be certain, except death and taxes’ was written by Benjamin Franklin over 230 years ago, and is still quoted today.

How have my investments performed during the pandemic?

11.09.2020
Stuart Lawn
5 min read

In short, it depends where and how you are invested. Since the markets saw a dramatic fall in March, it has been a bit of a choppy ride in general.

Introduction to active and passive investment management

10.09.2020
Ricky Banham
3 min read

A tracker fund is a simple way of investing your money in company shares, bonds, and other assets.

Pension death benefits

05.08.2020
Jonathan Matchett
4 min read

In April 2015, the Government dramatically changed the taxation rules applying to pension scheme death benefits.

Structured Deposits

28.07.2020
Scott Hansell
4 min read

Stock markets have been volatile to say the least over the last few months, and in our opinion, will remain so until the Coronavirus pandemic is brought under control and the economic fallout assessed.

Income Protection

15.07.2020
Richard Ince
3 min read

When considering the range of protection policies available, the most common policy is ‘life insurance’.

If it looks too good to be true...

14.07.2020
Matthew Harrington
3 min read

It is fair to say that 2020 has been quite an extraordinary year in many ways, presenting new challenges for people from all walks of life.

How to avoid a pension scam?

07.07.2020
Ricky Banham
3 min read

In recent weeks’, we have seen an upward trend in media activity regarding pension scams in the UK. Fraudsters are using sophisticated ways to deceive savers to part with their retirement savings using various means of communication.

Re-joining the NHS Pension Scheme

03.07.2020
Matthew Harrington
3 min read

Changes to pension annual allowance rates that were announced in this years budget, those who previously opted-out may now consider opting back in.

Ethical Investing - What is 'Greenwashing'?

29.06.2020
Sarah Edmunds
1 min read

You may have already seen in the financial press, news of the recent rise of ESG (Environmental, Social and Governance) and Ethical Investing.

Introduction to investing

08.06.2020
Ricky Banham
4 min read

In March, the Bank of England unveiled its second interest rate cut in under two weeks, as part of a number of measures the central bank and UK government rolled out to help mitigate the economic impact of the Coronavirus.

Inheritance tax rules for married couples and civil partners

04.06.2020
Stephen Cameron
3 min read

Without careful financial planning, you may find that much of the wealth you spent your lifetime creating may be taken in tax rather than being passed to your loved ones.

COVID-19 - Protecting your business

01.06.2020
Matthew Harrington
2 min read

The COVID-19 pandemic has introduced a number of challenges for business owners to deal with to ensure the survival of their companies.

Protecting your loved ones

07.05.2020
Scott Hansell
2 min read

Over the last few months, many of us have had the change to reflect on our lifestyles and financial circumstances due to the COVID-19 pandemic.

How might the Cornavirus impact dividends and natural income?

24.04.2020
Stuart Lawn
4 min read

Whether you are investing in funds purely for growth, or if your portfolio consists of funds which pay out a natural income to you, it is likely that dividends will play a big part in performance.

The additional benefits of EIS and VCT investing

17.03.2020
Sarah Edmunds
3 min read

You will often hear about the effectiveness of EIS and VCT investing in terms of Income Tax relief, Capital Gains Tax deferral and Inheritance Tax exemptions but what about the less tangible benefits of investing in this type of product?

Make a financial plan for your family

06.03.2020
Ricky Banham
3 min read

Starting a family is undeniably, a life changing event. Every aspect of life will change, as you know it, and this means that your financial priorities will too. Children have a unique way of draining your energy, and indeed, your finances. Luckily, there are ways to plan for this.

Investors must not panic over coronavirus effect and need to keep long-term view

05.03.2020
David Haughton
3 min read

Despite headlines over the past few days about global stock markets suffering big daily falls, it is important not to panic.

New rules about how law firms refer clients to third party professional partners are changing

24.02.2020
Robin Carnaby
4 min read

The SRA’s new rules aim to make it easier for the public to access legal services, and easier for solicitors and firms to do business.

6 most frequently asked retirement questions

20.02.2020
Trazer Farnese
3 min read

As people begin to approach retirement, there are many things that they start to consider.

Making pension contributions before the end of the tax year 2019/2020

04.02.2020
Ricky Banham
3 min read

The end of the tax year is an important time for planning and managing your finances, especially when it comes to your pension.

What is Inheritance Tax?

27.01.2020
Stuart Lawn
2 min read

These days, Inheritance Tax (IHT) isn’t just something which concerns the mega wealthy; many of us can be caught out without realising it.

Would you like the taxman to give you some extra spending money?

23.01.2020
Chris Carter
2 min read

If you are a non-taxpayer and your spouse/civil partner is a basic rate tax payer then the taxman may well answer, “Just contact me and we’ll sort it out”.

Basic financial planning

20.01.2020
Andrew Spaxman
3 min read

With an expensive holiday season now over, it is time to consider what the new priorities for your money should be

Keeping calm during market turbulence

12.12.2019
Stuart Lawn
3 min read

If you watch the news, you’ll be aware that the world is going through a period of economic uncertainty. From President Trump waging a global trade war, through to a potential economic slowdown and of course Brexit, there are plenty of reasons for investors to be wary.

Gifting for children

04.12.2019
Sarah Edmunds
2 min read

It’s that time of year again when our thoughts come to gifting to our nearest and dearest. When it comes to the children in our lives this often means a new toy, or a new outfit. But what about those who already have everything they need?

Life Insurance

27.11.2019
Ricky Banham
2 min read

With the season of goodwill nearing, now could be the perfect opportunity to consider the level of life insurance you have in place.

FT rates East Anglian firm in Top 100 Financial Planners in the UK

08.11.2019
The Marketing Team
2 min read

An East Anglian firm of financial planners has been named as one of the UK’s Top financial advisers by the Financial Times for the second year running.

What is Relevant Life Insurance

04.11.2019
Richard Ince
2 min read

In an ever more competitive employment market, employers are looking closer at the overall benefits they offer, beyond just salary.

Pensions versus ISA

17.10.2019
Richard Ince
3 min read

A common question amongst investors is 'should I invest in a pension or an ISA?' Here we run through the main features of each product.

Good Money Week 2019

08.10.2019
Sarah Edmunds
1 min read

We are living in a world where it is not unusual for individuals to actively look for ways to reduce their impact on the environment; for example, only last month we saw children leading protests against climate change all over the world, taking the lead on an issue that affects all of us.

Specialist Paraplanner appointment signals stronger ethical investment proposition

22.05.2019
Marketing Team
3 min read

Client aspirations and growing demand for a more ethical dimension in investment has led Lovewell Blake Financial Planning to appoint a specialist ethical investment paraplanner to enhance the ‘different dimensions’ in the firm’s financial planning offer.

10 things to do once you are retired

18.06.2018
Stephen Cameron
3 min read

Yesterday, you were busy working and today you are retired, what’s next?

Retirement - An emotional journey?

09.04.2018
David Haughton
2 min read

Retirement has a habit of creeping up on you whilst you are busy getting on with your life, to the extent that we barely give it consideration until it is almost upon us.

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