News

A Bury St Edmunds based financial adviser has been named as one of the UK’s most influential businesswomen by a leading business publication, carrying off the title of UK Financial Adviser of the Year.

Financial planners and advisers Lovewell Blake Financial Planning, which for the past three years has been listed as one of the Top 100 Financial Planners in the UK by the Financial Times, has appointed Sharon Mattheus as a Financial Adviser.

The difference between a perceived attitude to risk and actual capacity for loss can often be confused.

The extraordinary fundraising achievements by the 100-year-old Captain Tom Moore have shown just how long some of us will lead active lives, and also how much the quality of such a long and active life will depend on how well we have planned for it.

It is important that those facing redundancy understand how a pension contribution can have a positive effect on their overall wealth.

An East Anglian firm of financial planners has been named as one of the UK’s Top financial advisers by the Financial Times for the third year running – achieving a rating of 28^th in the country, up from 72^nd in 2019.

Good Money Week, which runs from 24 to 30 October 2020, is ‘the campaign to raise awareness of sustainable, responsible and ethical finance’ in the UK.

Returns for those holding money in cash savings accounts took another fall a fortnight ago, when the government-backed savings provider slashed their interest rates.

The age you can start drawing your state pension has now officially increased to 66, for most people.

Long-term care in a care home is very expensive, and can quickly erode your savings (including the equity in your property).

For those approaching retirement, timing when to take their pension has never been so important.

‘Nothing can be certain, except death and taxes’ was written by Benjamin Franklin over 230 years ago, and is still quoted today.

In short, it depends where and how you are invested. Since the markets saw a dramatic fall in March, it has been a bit of a choppy ride in general.

A tracker fund is a simple way of investing your money in company shares, bonds, and other assets.

In April 2015, the Government dramatically changed the taxation rules applying to pension scheme death benefits.

Stock markets have been volatile to say the least over the last few months, and in our opinion, will remain so until the Coronavirus pandemic is brought under control and the economic fallout assessed.

When considering the range of protection policies available, the most common policy is ‘life insurance’.

It is fair to say that 2020 has been quite an extraordinary year in many ways, presenting new challenges for people from all walks of life.

In recent weeks’, we have seen an upward trend in media activity regarding pension scams in the UK. Fraudsters are using sophisticated ways to deceive savers to part with their retirement savings using various means of communication.

Changes to pension annual allowance rates that were announced in this years budget, those who previously opted-out may now consider opting back in.

You may have already seen in the financial press, news of the recent rise of ESG (Environmental, Social and Governance) and Ethical Investing.

In March, the Bank of England unveiled its second interest rate cut in under two weeks, as part of a number of measures the central bank and UK government rolled out to help mitigate the economic impact of the Coronavirus.

Without careful financial planning, you may find that much of the wealth you spent your lifetime creating may be taken in tax rather than being passed to your loved ones.

The COVID-19 pandemic has introduced a number of challenges for business owners to deal with to ensure the survival of their companies.

Over the last few months, many of us have had the change to reflect on our lifestyles and financial circumstances due to the COVID-19 pandemic.

Whether you are investing in funds purely for growth, or if your portfolio consists of funds which pay out a natural income to you, it is likely that dividends will play a big part in performance.

You will often hear about the effectiveness of EIS and VCT investing in terms of Income Tax relief, Capital Gains Tax deferral and Inheritance Tax exemptions but what about the less tangible benefits of investing in this type of product?

Starting a family is undeniably, a life changing event. Every aspect of life will change, as you know it, and this means that your financial priorities will too. Children have a unique way of draining your energy, and indeed, your finances. Luckily, there are ways to plan for this.

Despite headlines over the past few days about global stock markets suffering big daily falls, it is important not to panic.

The SRA’s new rules aim to make it easier for the public to access legal services, and easier for solicitors and firms to do business.

As people begin to approach retirement, there are many things that they start to consider.

The end of the tax year is an important time for planning and managing your finances, especially when it comes to your pension.

These days, Inheritance Tax (IHT) isn’t just something which concerns the mega wealthy; many of us can be caught out without realising it.

If you are a non-taxpayer and your spouse/civil partner is a basic rate tax payer then the taxman may well answer, “Just contact me and we’ll sort it out”.

With an expensive holiday season now over, it is time to consider what the new priorities for your money should be

If you watch the news, you’ll be aware that the world is going through a period of economic uncertainty. From President Trump waging a global trade war, through to a potential economic slowdown and of course Brexit, there are plenty of reasons for investors to be wary.

It’s that time of year again when our thoughts come to gifting to our nearest and dearest. When it comes to the children in our lives this often means a new toy, or a new outfit. But what about those who already have everything they need?

With the season of goodwill nearing, now could be the perfect opportunity to consider the level of life insurance you have in place.

An East Anglian firm of financial planners has been named as one of the UK’s Top financial advisers by the Financial Times for the second year running.

In an ever more competitive employment market, employers are looking closer at the overall benefits they offer, beyond just salary.

A common question amongst investors is 'should I invest in a pension or an ISA?' Here we run through the main features of each product.

We are living in a world where it is not unusual for individuals to actively look for ways to reduce their impact on the environment; for example, only last month we saw children leading protests against climate change all over the world, taking the lead on an issue that affects all of us.

Client aspirations and growing demand for a more ethical dimension in investment has led Lovewell Blake Financial Planning to appoint a specialist ethical investment paraplanner to enhance the ‘different dimensions’ in the firm’s financial planning offer.

Yesterday, you were busy working and today you are retired, what’s next?

Retirement has a habit of creeping up on you whilst you are busy getting on with your life, to the extent that we barely give it consideration until it is almost upon us.