Donations are the lifeblood of most charities. But what happens when you start to build up reserves? How can these be used to help support the long-term goals of the charity?

John Matchett, Financial Planner

Why do charities invest?

With low interest rates on cash savings, more and more charities are using investment portfolios to provide potential for real returns on cash reserves, helping them to do more with the funds that they receive, both now and into the future.

This means setting a plan to achieve the best financial return within the level of risk considered to be acceptable.

Why should my charity seek advice?

If your charity is investing funds, it’s vital that your trustees understand their responsibilities as outlined in the Charity Commission’s CC14 guidance.  This may include seeking expert investment advice when considering your charity’s money or reviewing your current investments.

You could have experience on your Board or within the organisation, or you could be new to the world of investments, but often an external view might offer a more objective approach.

Lovewell Blake Financial Planning can work with you to understand the aims of the charity, be it long term capital or an income stream to help cover ongoing costs.  We provide a risk-managed portfolio tailored to your needs and have the ability to run ethical mandates and a cash management service.  We also provide an annual review service to help you keep track of things.

At Lovewell Blake we also have a dedicated team of accountants who are fully versed in the different aspects of accounting for a charity or not-for-profit organisation and can help you work your way through a myriad of law and rules that will affect you.

If you could benefit from speaking to an adviser




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