Life assurance can be a difficult topic to think about. The important thing to remember is that by putting it in place you are providing for your family should it be necessary.
There are different types of life assurance policy available, some of them have an investment element, but the main focus is providing for your family in the event of your death.
Critical illness cover
A critical illness policy will provide a tax-free lump sum in the event you are diagnosed with a critical illness. If you are dealing with a serious illness in your family, worrying about the finances will only add to the stress you are facing. Instead, by having a critical illness cover in place, that financial worry is removed.
Our experienced team will be able to talk you through the options available
It is possible to protect yourself against the loss of income through ill health or injury. If you are too ill to work, an income protection policy will lessen the impact that this will have. Your policy will pay a benefit in the event you are unable to work due to illness or injury, providing you meet the conditions in your policy.
There are a range of different policies in each of these categories, each one with different benefits and costs. Our experienced team will be able to talk you through the options available to you and help you find the right policy, or policies, for you and your family.