My role
I joined Lovewell Blake Financial Planning in March 2007. I enjoy working with clients' to ensure their objectives are fulfilled. I advise on investments, retirement planning and protection for personal and corporate clients. I am currently based in our Norwich and Great Yarmouth offices
About me
I hold the Advanced Diploma in Financial Planning and take pride in explaining complex areas in a language that is easy to understand by all. Outside of work, I am married to Kathryn, and we have three girls. My interests are football and running.
My sectors and specialisms
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Investment Planning for growth and income
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Business protection
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Retirement planning
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Life cover and protecting your family
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Inheritance Tax and Estate Planning
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NHS Pension Scheme
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Ethical Investments
Speak to me about
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Pensions contributions and reviews
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Annual Allowance, Lifetime Allowance and Pension input issues
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ISA, Collectives and Investments Bonds
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Venture Capital Trusts (VCTs)
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Mortgage Protection
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Income Protection
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Gifting, Trusts and Enterprise Investment Schemes (EIS)
Latest Articles

Did you know: that life expectancy is increasing, which means you might need a larger pension pot to maintain your ideal lifestyle in retirement?
Advances in medical science, coupled with healthier lifestyles, means that average life expectancy continues to rise. In the ten years from 2011 to 2021, average life expectancy grew from 80 to 81½.

Vital to realise that inheriting a pension pot can be a taxing experience
Many people are ignorant of the potential tax burden those inheriting their pension pot might face – but there is a solution, says Richard Ince of Lovewell Blake Financial Planning.

What is a midlife gap year?
Taking a midlife gap year can transform your life, but it needs careful planning.

Annuities offering attractive returns for retirees
Soaring rates are bringing annuities back into fashion, says Richard Ince of Lovewell Blake Financial Planning.

Understanding Inheritance Tax
As part of the Autumn Statement 2022, the government is freezing Inheritance Tax (IHT) thresholds for an extra 2 years, until April 2028. This means that you could risk losing up to 40% of your estate.

When is it best for me to retire?
Firstly, that’s a great question. The simple answer is that you can retire when you have adequate wealth to do so. This can be a mixture of pensions, savings, investments, and property.

What is Relevant Life Insurance
In an ever more competitive employment market, employers are looking closer at the overall benefits they offer, beyond just salary.