Why asset diversification matters for investors
In the world of finance and investment, the concept of portfolio diversification plays a pivotal role. It is a strategy that forms the bedrock of prudent financial management and is often touted as one of the most effective ways to manage risk and maximise returns. In this article, we'll delve into the significance of portfolio diversification, the advantages it offers, and how a well-managed portfolio ensures a diversified set of investments.
Overcome those investment jitters to take advantage of a good time to invest
Being nervous about market volatility shouldn’t be a reason not to invest, says Sharon Mattheus.
Personal cashflow - Taking the whole life view
Whilst each stage of our case study tackles a specific issue in Joe and Jessie’s lives, each is intrinsically linked, as a financial decision made early in life will affect every aspect of a person’s financial wellbeing throughout their life.
Everything you need to know about workplace pensions
Workplace pensions are a crucial aspect of financial planning in the United Kingdom, providing individuals with a means to secure their financial future during retirement. For employers and employees alike, understanding how workplace pensions work is essential. In this article, we will provide you with a comprehensive overview of workplace pensions, answering common questions and addressing key topics related to employers' and employees' pension contributions.
Everything you need to know about NHS Pensions
If you're a healthcare professional working in the United Kingdom, one of the most valuable benefits you receive is your NHS pension. It's crucial to understand how NHS pensions work, the contribution rates, and the potential financial value they hold.
Required retirement income study should focus all our minds on pension saving
Two newly-published reports are focussing minds on how much we all need to save for retirement, says Stephen Metcalf of Lovewell Blake Financial Planning.
Cashflow - Time to retire
In the first three parts we have introduced the concept of personal cashflow planning, and seen how it has helped Joe and his wife Jessie face unforeseen events, pay for their son Johnnie’s education, and stay on track for a comfortable retirement. In this part we see how the online planning tool can help them achieve that goal.
Cashflow - Joe, Jessie and Johnnie
In parts one and two, we saw the value of personal cashflow planning for our case study, Joe. In this part, we find him married with a baby.