Individual taxpayers are exposed to a complex web of taxes, especially when investing in businesses, property and more diverse investment strategies. Planning for your future, retirement and succession also involves intricate considerations where good advice from highly experienced specialists is a must.
Protect yourself, your family and your future with specialist advice from a firm with over 160 years of heritage advising local people.
Everyone has different aspects to their tax affairs, there is no one-size-fits-all approach.
Our team of tax Partners and Consultants work closely with our clients to help them realise their aspirations with efficient and secure strategies to safeguard wealth.
Some of the areas we can help you with include:
- Income Tax and National Insurance
- Capital Gains Tax planning
- Inheritance Tax strategies
- EIS, SEIS and VCT Investment strategies
- Administration and Estate planning
- The use of Trusts and Settlements
- International tax matters
- Dealing with Tax Enquiries or Investigations
- Seafarers and other more unique tax structures.
Our Partners and Consultants also work closely with our own firm of Financial Planning Consultants. As such we can provide a uniquely joined up approach to all aspects of pension / retirement planning, investment strategies and tax efficient savings options.
Useful documents:
Read our Spring Budget 2023 Summary here.

Different because you are
We pride ourselves on providing individually tailored services to our clients. Whatever your aspirations and priorities in business and life, we will be by your side with expert advice from local specialists. It is because your needs are unique, that the solutions we provide are distinct and personalised to you.
Personal Tax Planning is, by its very nature, an advisory led bespoke service. Our team of Partners and Consultants is hugely experienced and qualified and their advice is valued by a broad range of local business people and individuals. If you would like to speak to one of our team, please get in touch to arrange a meeting or telephone call.
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Key partners and staff

Edward Passmore
PartnerKevin Bunting
PartnerAdele Cooper
Manager
Melissa Welton
Tax Consultant
Sadie Nicholls
Personal Tax ConsultantStephen Dakkak
Manager
Victoria Smith
Assistant ManagerFAQs
What is a personal tax allowance?
This is the part of your income (or capital gain) which doesn’t attract a tax liability. The allowances for tax year 2022/23 are £12,570 (income tax) and £12,300 (capital gains tax).
Can I file my own tax returns?
Yes. Under Self-Assessment, everyone has ability to prepare and file their own tax returns without the need of professional assistance. Although, it is always beneficial to consult a tax specialist if you want peace of mind that your tax return is filed correctly and who can assist you in minimising your tax burden.
Can Lovewell Blake advise me on investments, retirement plans and other savings for the future?
Our Partners and Consultants also work closely with our own firm of Financial Planning Consultants . As such we can provide a uniquely joined up approach to all aspects of retirement planning, investment strategies and tax efficient savings options.
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When there’s no benefit to child benefit
You are entitled to Child Benefit payments if you are responsible for bringing up a child who is under 16, or under 20 if they stay in approved education or training. It is a non-taxable benefit, which can be claimed at a current rate of £24 per week for your eldest (or only) child, and then £15.90 per week for each further child. Although Child Benefit isn’t means tested and isn’t taxable as such, you may be subject to a tax charge to essentially ‘claw back’ some or all of the benefit if income exceeds £50,000. This is called the High Income Child Benefit Charge (HICBC).

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Lovewell Blake appoints new partner
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Your overseas assets, income and gains
Recently, some taxpayers have been receiving letters from HMRC suggesting they have received overseas income or gains that they ‘may’ need to pay UK tax on.

Autumn Statement reaction from James Shipp
Jeremy Hunt said that everyone would feel the pain in his Economic Statement; that is certainly true of businesses, and SMEs in particular. Given that they are the real engine of growth in the UK economy, he may find that attacking them on every front will not prove popular in the business community.

Autumn Statement reaction from Shaun Davison
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Salary or dividends 2023/24 - which should I take?
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Self assessment clock ticks down to under 100 days
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HMRC raises late payment interest from 11 October
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Tax burden set to ease for divorcing couples
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National insurance threshold rises to £12,570
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HMRC clarifies new penalty regime for late tax payments
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What is Inheritance Tax?
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Over 280,000 families now using Tax-Free Childcare
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Tax after coronavirus – disappointment at dismissal of Committee’s recommendations
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All change for CGT?
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New claims required for home working tax relief
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HMRC issue Self-Assessment payment plan deadline reminder
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Further help for Self-Assessment taxpayers
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What to do if you missed the 2020 tax return deadline?
HM Revenue & Customs (HMRC) revealed that more than 10.7 million people submitted their 2019/20 Self-Assessment tax returns by the 31 January 2021 filing deadline.

HMRC U-turn on Self-Assessment late filing penalties
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Some form of Wealth Tax inevitable given economic black hole and manifesto commitment on income tax
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HMRC launches online payment support service for Self-Assessment taxpayers
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