
Lovewell Blake Spring Budget reaction 2024
Those expecting a buccaneering pre-election Budget from Jeremy Hunt will be feeling rather let down: this was a modest affair, full of measures which had been pre-briefed, and without even the traditional rabbit pulled out of the hat to please his own backbenchers.

Everything you need to know about workplace pensions
Workplace pensions are a crucial aspect of financial planning in the United Kingdom, providing individuals with a means to secure their financial future during retirement. For employers and employees alike, understanding how workplace pensions work is essential. In this article, we will provide you with a comprehensive overview of workplace pensions, answering common questions and addressing key topics related to employers' and employees' pension contributions.

Everything you need to know about NHS Pensions
If you're a healthcare professional working in the United Kingdom, one of the most valuable benefits you receive is your NHS pension. It's crucial to understand how NHS pensions work, the contribution rates, and the potential financial value they hold.

Required retirement income study should focus all our minds on pension saving
Two newly-published reports are focussing minds on how much we all need to save for retirement, says Stephen Metcalf of Lovewell Blake Financial Planning.

Cashflow - Time to retire
In the first three parts we have introduced the concept of personal cashflow planning, and seen how it has helped Joe and his wife Jessie face unforeseen events, pay for their son Johnnie’s education, and stay on track for a comfortable retirement. In this part we see how the online planning tool can help them achieve that goal.

HMRC 2024 basis reforms - What farmers need to know
From 6 April 2024, tax law is being changed resulting in the profits businesses are taxed on being brought in line with the tax year, rather than aligned with their accounting period.

Changes to HMRC Guidance on R&D: Contracted and Overseas
Last week, HMRC published their draft rules and restrictions on contracted-out R&D and overseas workers. Overseas expenditure draft guidance has remained relatively similar to its original however there has been some significant and promising changes to contracted-out R&D compared to previous communications from HMRC.

Cashflow - Joe, Jessie and Johnnie
In parts one and two, we saw the value of personal cashflow planning for our case study, Joe. In this part, we find him married with a baby.








