Doing our duty on behalf of the consumer
New regulations mean that financial services firms have had to review everything they do, says Stephen Metcalf of Lovewell Blake Financial Planning.
Retirement - An emotional journey?
Retirement has a habit of creeping up on you whilst you are busy getting on with your life, to the extent that we barely give it consideration until it is almost upon us.
Is orange the new green? For investors, not yet
High-profile protests by Just Stop Oil activists are making the headlines – but are they influencing investors, asks Andrew Spaxman of Lovewell Blake Financial Planning.
Annuities offering attractive returns for retirees
Soaring rates are bringing annuities back into fashion, says Richard Ince of Lovewell Blake Financial Planning.
Changes to the Lifetime Allowance
The 2023 Spring Budget introduced a number of key changes to pension legislation, and in particular changes to the Lifetime Allowance.
Income Protection
With the rising cost of living, protecting your income has become increasingly important. So, what would you do if you were unable to work due to a long-term illness or injury and your income dropped, or worse, stopped?
Inheritance trust funds – make sure you do it for the right reason
When we hear the phrase ‘Trust Fund’, many of us think of the kind of vehicle which enables children of the mega-rich enjoy lives of luxury. But in fact, trusts can be a hugely useful way of organising your assets and ensuring that your wishes are carried out – in a tax-efficient way – after your death.
Capital Gains Tax changes – A summary
In the Chancellor’s Autumn Statement on 17 November 2022, he announced that Capital Gains Tax (CGT) allowances will be reduced from April 2023 and then further reduced from April 2024.